Not every business handling money, payments or investments needs to be FCA-authorised - but working out which side of the perimeter you sit on is rarely simple. Non-Regulated is a free service that helps founders and firms understand whether their activities are regulated, where the boundaries fall, and what the options are if they are. We don't sell authorisation and we don't provide sign-off - where you do need regulated help, we point you to the right specialists. Clear answers first, so you only spend time and money on permissions you genuinely need.